SB Financial Q4 net income $3.9M ($0.63/diluted), up 7.8% YoY; loan growth 12.8%

SB FINANCIAL GROUP, INC.

2025-FY EPS reported $2.19

GAAP Q4 net income $3.9M ($0.63 DEPS) vs $3.6M ($0.55) prior year; adjusted DEPS $0.65.
Net interest income $12.7M (+16.7% YoY); loans grew $133.9M (12.8%) to $1.18B.
Deposits up $154.6M (13.4%) to $1.31B; tangible book value $18.00/share, +12.5% YoY.
Noninterest income fell 18.6% to $3.7M, mainly due to lower mortgage fees.
Full-year 2025 net income $14.0M (+21.8% vs $11.5M); diluted EPS $2.19 vs $1.72.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.