Chicago Atlantic Q4 net income $8.16M ($0.38/shr); distributable earnings $0.44/shr

Chicago Atlantic Real Estate Finance, Inc.

Net interest income Q4 $14.24M vs $13.69M Q3; net income $8.16M ($0.38/shr) vs $8.93M ($0.42) Q3.
Full year 2025 distributable earnings basic $40.35M ($1.92/shr) vs $40.02M ($2.08) in 2024.
Portfolio principal $411.1M at Dec 31, up from $399.9M at Sep 30; weighted average yield 16.3%.
Subsequent activity: advanced $51.1M new loans, received $40.4M repayments through Mar 12, 2026.
2026 dividend payout target 90-100% of distributable earnings; pipeline $616M.

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Chicago Atlantic Real Estate Finance, Inc. reported the year ended December 31, 2025 results: revenue $ 55,390,399, net income $ 36,010,478, EPS $ 1.68.

Period: the year ended December 31, 2025
Revenue: $ 55,390,399
Net income: $ 36,010,478
EPS: $ 1.68
Result: reported results

Exact text from the filing

For the year ended December 31, 2025 December 31, 2024 Total Amount Per Share Total Amount Per Share OPERATING RESULTS Net interest income $ 55,390,399 $ 2.58 $ 54,950,885 $ 2.56 Total expenses before provision for expected credit losses $ 18,813,870 $ 0.88 $ 18,320,604 $ 0.85 Net income - diluted $ 36,010,478 $ 1.68 $ 37,045,403 $ 1.72

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Chicago Atlantic Real Estate Finance, Inc. reported the fourth quarter ended December 31, 2025 results: revenue $ 14,238,203, net income $ 8,157,249, EPS $ 0.38.

Period: the fourth quarter ended December 31, 2025
Revenue: $ 14,238,203
Net income: $ 8,157,249
EPS: $ 0.38
Result: reported results

Exact text from the filing

For the three months ended December 31, 2025 September 30, 2025 December 31, 2024 Total Amount Per Share Total Amount Per Share Total Amount Per Share OPERATING RESULTS Net interest income $ 14,238,203 $ 0.66 $ 13,685,274 $ 0.64 $ 14,068,376 $ 0.69 Total expenses before provision for expected credit losses $ 5,981,137 $ 0.28 $ 4,193,515 $ 0.20 $ 5,682,193 $ 0.28 Net income $ 8,157,249 $ 0.38 $ 8,934,539 $ 0.42 $ 7,919,692 $ 0.39

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Chicago Atlantic Real Estate Finance, Inc. filing history →

Source: SEC EDGAR

accession 0001213900-26-026631

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