earnings
confidence high
sentiment positive
materiality 0.70
Chicago Atlantic Q4 net income $8.16M ($0.38/shr); distributable earnings $0.44/shr
Chicago Atlantic Real Estate Finance, Inc.
- Net interest income Q4 $14.24M vs $13.69M Q3; net income $8.16M ($0.38/shr) vs $8.93M ($0.42) Q3.
- Full year 2025 distributable earnings basic $40.35M ($1.92/shr) vs $40.02M ($2.08) in 2024.
- Portfolio principal $411.1M at Dec 31, up from $399.9M at Sep 30; weighted average yield 16.3%.
- Subsequent activity: advanced $51.1M new loans, received $40.4M repayments through Mar 12, 2026.
- 2026 dividend payout target 90-100% of distributable earnings; pipeline $616M.