earnings
confidence high
sentiment positive
materiality 0.72
SB Financial reports FY2025 net income $14.0M, EPS $2.19; deposits up 13.4%
SB FINANCIAL GROUP, INC.
2026-Q1 EPS reported
$0.69
- Net income of $14.0M, diluted EPS $2.19; ROAA 0.93%, ROAE 10.38%.
- Deposit growth of $155M (+13.4%); loan growth of $134M (+12.8%).
- Net interest margin elevated to 3.47%; non-interest income 44.8% of revenue.
- Adjusted tangible book value rose to $21.44 per share, up $2.00 (+12.5%).
- Asset quality strong: NPAs covered 344%; criticized loans fell to $5.7M.