Kentucky First Federal Q3 net income $680K vs $176K YoY; EPS $0.08 vs $0.02

Kentucky First Federal Bancorp

Q3 2026 net income $680K ($0.08 diluted EPS) vs $176K ($0.02) year ago; FY2026 net income $1.9M ($0.24) vs $181K ($0.02).
Net interest income up 33.9% to $3.1M in Q3; interest income rose 6.4%, interest expense fell 17.2%.
Provision for loan losses increased $183K in Q3 to $237K for FY2026, citing loan repricing and economic uncertainty.
Total assets $362.4M, down 2.4%; deposits $260.8M, down 6.0% due to brokered deposits decline.
Book value per share $6.22; shareholders' equity up 4.0% to $50.3M; FDIC premiums down after OCC agreement termination.

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