earnings
confidence high
sentiment positive
materiality 0.80
Regions Q3 adj EPS $0.63 up 11% YoY; revenue $1.92B up 7%; wealth and capital markets records
REGIONS FINANCIAL CORP
2025-Q3 EPS reported
$1.72
- Net income available to common $548M; GAAP EPS $0.61; adjusted EPS $0.63, up 11% YoY.
- Total revenue $1.92B, up 7% YoY; NIM 3.59% vs 3.65% prior quarter; fee income records in wealth and capital markets.
- Wealth management income $139M (record); capital markets income $104M (record ex-CVA); service charges up 6%.
- Credit quality stable: net charge-offs 0.55% of loans; business criticized loans down ~$1B or 20%; ACL/NPLs 226%.
- CET1 ratio 10.8%; repurchased ~10M shares for $251M; declared $235M in common dividends.