earnings
confidence high
sentiment neutral
materiality 0.70
Axos Financial Q2 FY2025 EPS $1.80, adjusted EPS $1.82; NII up 22.5%
Axos Financial, Inc.
2025-Q2 EPS
reported $3.72
vs consensus $1.85
▲ beat
(+101.6%)
- Net income $104.7M ($1.80 diluted EPS) vs $151.8M ($2.62) prior year, which included $92.4M FDIC gain.
- Adjusted EPS rose 13.8% to $1.82 from $1.60; net interest income $280.1M (+22.5% YoY).
- Non-interest income fell 77.6% to $27.8M due to absence of FDIC loan purchase gain.
- Loan portfolio grew to $20.0B; non-accrual loans increased to 1.26% of total loans (from 0.89% Q1).
- Book value $44.17 per share; CET1 ratio 12.42% vs 12.44% sequentially.