earnings
confidence high
sentiment positive
materiality 0.75
Northpointe Q3 net income $20.1M, EPS $0.57; loans up 34% annualized
NORTHPOINTE BANCSHARES INC
2025-Q3 EPS
reported $1.58
vs consensus $0.60
▲ beat
(+165.1%)
- Net income $20.1M ($0.57 diluted EPS) vs $18.0M ($0.51) in Q2 and $17.1M ($0.67) in Q3 2024.
- Loans held for investment grew $470.4M (34% annualized) to $5.97B; MPP balances up $1.7B YoY.
- Total deposits up $295.6M to $4.77B; interest-bearing demand deposits up >$300M from new custodial accounts.
- Return on avg equity 14.23%; net interest margin 2.47%, up 3 bps from prior quarter.
- Board declared $0.025/share quarterly dividend, payable Nov 3, 2025.
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