CZWI Q1 EPS $0.35 vs $0.45 prior quarter; net interest margin falls to 3.02%

Citizens Community Bancorp Inc.

2023-Q1 EPS reported $0.35

Net income $3.7M ($0.35 diluted) vs $4.7M ($0.45) in Q4 2022 and Q1 2022.
Net interest income $12.8M, down $1.7M from Q4 2022; net interest margin 3.02% vs 3.40%.
Provision for credit losses $0.05M vs $0.70M in Q4 2022; CECL adoption added $4.7M to ACL.
Nonperforming assets 0.63% of total assets ($11.7M), down from 0.70% ($12.7M) at Dec 31.
Uninsured/uncollateralized deposits 18% of total; on-balance liquidity covers 205% of those.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Citizens Community Bancorp Inc. reported the quarter ended March 31, 2023 results: net income $3.7 million, EPS $0.35 per diluted share.

Period: the quarter ended March 31, 2023
Net income: $3.7 million
EPS: $0.35 per diluted share
Result: reported results

Exact text from the filing

today reported earnings of $3.7 million and earnings per diluted share of $0.35 for the quarter ended March 31, 2023

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Source: SEC EDGAR

accession 0001367859-23-000082

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