Recent 8-K filings for CZWI

• July 31, 2026, 8:46 AM ET other material materiality 0.60 neutral item 8.01

  Activist investor group seeks board seat at Citizens Community Bancorp

  Reporting Persons led by Andrew Schornack requested a Board seat at a July 27, 2026 meeting.

• July 27, 2026, 8:54 AM ET earnings materiality 0.80 negative item 2.02item 9.01item 8.01

  Citizens Community Bancorp Q2 EPS $0.11, down from $0.39 Q1; provision for credit losses surges to $4.33M

  Q2 2026 net income $1.1M ($0.11 diluted EPS) vs $3.8M ($0.39) in Q1 2026 and $3.3M ($0.33) in Q2 2025.

• June 17, 2026, 5:01 PM ET other materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×4

  Citizens Community Bancorp stockholders elect three directors, approve 2026 Omnibus Incentive Plan

  Directors Michael Conner, Francis Felber, Nicholas Amundsen elected; for-vote totals: 5.62M, 5.43M, 5.59M.

• April 27, 2026, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01item 8.01 ◈ Earnings Releases

  Citizens Community Bancorp Q1 2026 EPS $0.39, down from $0.44 Q4; dividend $0.105

  Net income $3.8M ($0.39 diluted EPS) vs $4.3M ($0.44) Q4 2025 and $3.2M ($0.32) Q1 2025.

• April 16, 2026, 7:59 PM ET leadership materiality 0.20 neutral item 5.02

  Director Michael L. Swenson will not stand for re-election at June 16, 2026 annual meeting

  Michael L. Swenson, board member since May 2011, will not seek re-election at the 2026 annual meeting on June 16, 2026.

• January 27, 2026, 6:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Citizens Community Bancorp to present at Janney CEO Forum; no new financial details disclosed

  Chairman/CEO and CFO will attend Janney Montgomery Scott CEO Forum on Feb 4-5, 2026 in Scottsdale.

• January 26, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01item 8.01

  Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend

  Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.

• October 29, 2025, 7:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  Citizens Community Bancorp to present Q3 2025 results at Hovde Conference on Nov 6-7

  CEO Stephen Bianchi and CFO James Broucek will meet institutional investors on Nov 6-7, 2025.

• October 27, 2025, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  Citizens Community Bancorp Q3 EPS $0.37, up from $0.32 YoY; redeems $15M subdebt

  Q3 2025 net income $3.7M ($0.37 diluted) vs $3.3M ($0.33) Q2 2025 and $3.3M ($0.32) Q3 2024.

• July 28, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01item 8.01

  Citizens Community Q2 EPS $0.33 vs $0.32 linked qtr; NIM expands 42 bps; authorizes 5% buyback

  Q2 net income $3.3M ($0.33 dil. EPS) vs $3.2M ($0.32) in Q1 2025 and $3.7M ($0.35) in Q2 2024.

• July 9, 2025, 7:59 PM ET debt materiality 0.30 neutral item 2.04

  Citizens Community Bancorp to redeem $15M subordinated notes on Sep 1, 2025

  Board approved redemption of entire $15M principal balance plus accrued interest.

• June 23, 2025, 7:59 PM ET other materiality 0.15 neutral item 5.07

  Annual meeting results: Bianchi, Moll, Skarvan elected; Crowe LLP ratified; say-on-pay approved

  Directors Stephen M. Bianchi (6,022,560 for), James D. Moll (5,062,992), and Kathleen S. Skarvan (5,052,105) elected.

• April 28, 2025, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Citizens Community Bancorp Q1 2025 EPS $0.32; net interest margin up 6 bps to 2.85%

  Net income $3.2M ($0.32 diluted EPS) vs $2.7M ($0.27) in Q4 2024 and $4.1M ($0.39) in Q1 2024.

• January 27, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01item 8.01

  CZWI Q4 EPS $0.27 vs $0.35 YoY; raises annual dividend 12.5% to $0.36

  Q4 2024 net income $2.7M ($0.27 diluted EPS) vs $3.7M ($0.35) in Q4 2023.

• January 27, 2025, 6:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  Citizens Community Bancorp to present Q4 2024 results at Janney CEO Forum; no financials in filing body

  CEO Stephen Bianchi and CFO James Broucek will attend 2025 Janney CEO Forum Jan 29-30.

• November 4, 2024, 6:59 PM ET other material materiality 0.25 neutral item 7.01item 9.01

  Citizens Community Bancorp to present Q3 2024 at Hovde conference; no figures in filing

  Management to meet institutional investors at Hovde Financial Services Conference (Nov 6-8).

• October 28, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Citizens Community Bancorp Q3 EPS $0.32, down from Q2 $0.35; NPAs rise to $17.1M

  Q3 2024 net income $3.3M ($0.32 diluted), down from $3.7M ($0.35) in Q2 2024; up from $2.5M ($0.24) a year ago.

• September 11, 2024, 7:59 PM ET other material materiality 0.25 neutral item 7.01item 9.01

  Citizens Community Bancorp presents Q2 results at Janney conference; presentation furnished

  CEO Stephen Bianchi and CFO James Broucek to present at Janney Financial Services Conference Sep 16-17, 2024.

• July 29, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01item 8.01

  Citizens Community Q2 EPS $0.35 vs $0.39 Q1; approves 5% stock buyback up to 512k shares

  Q2 2024 diluted EPS $0.35, net income $3.7M, vs Q1 EPS $0.39 and $4.1M

• June 20, 2024, 7:59 PM ET other materiality 0.10 neutral item 5.07

  Citizens Community Bancorp stockholders elect directors, ratify auditor at annual meeting

  Elected Kristina M. Bourget and Timothy L. Olson as directors; Bourget received 5,611,332 votes for, Olson 4,868,319.

• April 29, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  Citizens Community Bancorp Q1 EPS $0.39 vs $0.35 YoY; NPAs down 31%

  Net income $4.1M ($0.39 diluted) up from $3.7M ($0.35) a year ago.

• March 5, 2024, 6:59 PM ET other materiality 0.50 neutral item 4.01item 9.01 ◈ Auditor Changes

  Citizens Community Bancorp appoints Crowe LLP as auditor for FY 2024

  Audit Committee approved Crowe LLP as independent auditor for the year ending Dec 31, 2024.

• January 29, 2024, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01item 8.01 ◈ Earnings Releases ×2

  Citizens Community Bancorp Q4 2023 EPS $0.35; annual dividend raised 10% to $0.32

  Net income $3.7M, $0.35 diluted EPS; full-year EPS $1.25 vs $1.69 prior year.

• January 29, 2024, 6:59 PM ET other material materiality 0.30 neutral item 7.01item 9.01

  Citizens Community Bancorp presents Q4 2023 results at Janney CEO Forum

  Presentation covers fourth quarter 2023 financial results and operating trends.

• December 15, 2023, 6:59 PM ET other material materiality 0.20 neutral item 5.02

  Citizens Community Bancorp amends CEO/CFO employment agreements for clawback compliance

  Addendums to employment agreements of CEO Stephen M. Bianchi and CFO James S. Broucek executed on Dec. 13, 2023.

• November 20, 2023, 6:59 PM ET other material materiality 0.35 neutral item 4.01item 9.01

  Citizens Community Bancorp auditor Eide Bailly to exit SEC audit practice; searching for new auditor for FY2024

  Eide Bailly notified on Nov 17, 2023 it will not stand for reappointment for the year ending Dec 31, 2024, citing decision to exit financial institution SEC audit practice.

• October 26, 2023, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Citizens Community Bancorp to present at Hovde Financial Services Conference Nov 1-3, 2023

  CEO Stephen Bianchi and CFO James Broucek will meet institutional investors at the Hovde Group Conference in Manalapan, Florida.

• October 24, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases ×2

  CZWI Q3 EPS $0.24, vs $0.31 Q2 and $0.38 year ago; NIM expands, NPAs fall

  Net income $2.5M, diluted EPS $0.24; adjusted EPS (ex tax change) $0.36.

• September 13, 2023, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  CZWI to present Q2 2023 results at Janney forum; no new material financial information provided

  Chairman & CEO Stephen Bianchi and CFO James Broucek to present at Janney Community Bank Forum on Sept 18-19, 2023.

• July 24, 2023, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases ×2

  Citizens Community Bancorp Q2 EPS $0.31; net interest margin declines, nonperforming assets rise

  Earnings per diluted share $0.31, down from $0.35 in Q1 2023 and $0.41 in Q2 2022; net income $3.2M.

• June 21, 2023, 7:59 PM ET other material materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×4

  Citizens Community Bancorp annual meeting elects directors, approves auditor and say-on-pay

  Michael Conner, Francis Felber, and Michael Swenson elected directors; Swenson received 3,797,670 votes for.

• April 25, 2023, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01 ◈ Earnings Releases

  CZWI Q1 EPS $0.35 vs $0.45 prior quarter; net interest margin falls to 3.02%

  Net income $3.7M ($0.35 diluted) vs $4.7M ($0.45) in Q4 2022 and Q1 2022.

• January 24, 2023, 6:59 PM ET other materiality 0.20 neutral item 7.01item 9.01

  CZWI management to present at Janney Bank CEO Forum Feb 1-2; no earnings data in filing

  CEO Stephen Bianchi and CFO James Broucek will attend Janney Bank CEO Forum in Scottsdale, AZ on Feb 1-2, 2023.

• January 23, 2023, 6:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01item 8.01 ◈ Earnings Releases

  CZWI Q4 EPS $0.45, annual dividend raised 12% to $0.29/share

  Q4 net income $4.7M ($0.45 diluted EPS); FY22 net income $17.8M ($1.69 EPS) vs $21.3M ($1.98 EPS) prior year.

• January 23, 2023, 6:59 PM ET other material materiality 0.10 neutral item 5.03item 9.01 ◈ Governance Changes

  Citizens Community Bancorp amends bylaws to adopt universal proxy rules and update advance notice provisions

  Board approved Bylaw amendments effective Jan 23, 2023, to comply with SEC universal proxy rules.

• October 31, 2022, 7:59 PM ET other materiality 0.20 neutral item 7.01item 9.01

  Citizens Community Bancorp to present at Hovde Group Financial Services Conference on Nov 3-4, 2022

  CEO Stephen Bianchi and CFO James Broucek will meet institutional investors at the Hovde Group 2022 Financial Services Conference.

• October 24, 2022, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01

  CZWI Q3 EPS $0.38 vs $0.41 prior qtr; net interest income up, loan growth 2.2%

  EPS of $0.38 diluted, net income $4.0M; down from $0.41/$4.4M prior quarter and $0.47/$5.0M year ago.

• September 16, 2022, 7:59 PM ET leadership materiality 0.20 neutral item 8.01item 9.01

  Citizens Community Bancorp subsidiary appoints William Bertrand to board of directors

  William Bertrand appointed to CCFBank board of directors effective September 15, 2022.

• September 13, 2022, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Citizens Community Bancorp presents Q2 2022 results at Janney forum; no new material disclosed

  Management attending 2022 Janney Community Bank Forum on Sept 19-20, 2022.

• July 25, 2022, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  CZWI Q2 EPS $0.41, net interest margin 3.46%, loan growth 18% annualized

  Net income $4.4M ($0.41 diluted EPS) vs $4.7M ($0.45) in Q1 2022, $4.7M ($0.44) in Q2 2021.

• July 25, 2022, 7:59 PM ET earnings materiality 0.30 neutral item 7.01item 9.01

  Citizens Community Bancorp released Q2 2022 results slide deck; no figures in filing

  Slide presentation of Q2 2022 financial results posted to company website on July 25, 2022.

• June 24, 2022, 7:59 PM ET debt materiality 0.40 neutral item 2.04item 3.03item 5.07

  Citizens Community Bancorp to redeem $15M subordinated notes on Aug 10, 2022

  Notices of redemption sent June 23, 2022 for the entire $15M principal balance.

• June 14, 2022, 7:59 PM ET other material materiality 0.25 neutral item 7.01item 9.01

  Citizens Community Bancorp furnishes investor presentation for Piper Sandler tour

  CEO Stephen Bianchi and CFO James Broucek to present at Piper Sandler Upper Midwest Bank Tour on June 21, 2022.

• April 25, 2022, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  CZWI Q1 EPS $0.45, net income $4.7M down QoQ and YoY; issues $35M sub debt

  Diluted EPS $0.45 vs $0.58 Q4'21 and $0.50 Q1'21; net income $4.7M vs $6.1M and $5.5M.

• April 25, 2022, 7:59 PM ET earnings materiality 0.30 neutral item 7.01item 9.01

  Citizens Community Bancorp releases Q1 2022 slide deck; financial details not provided in filing text

  On April 25, 2022, Company posted Q1 2022 investor deck to its website (Exhibit 99.1).

• April 25, 2022, 7:59 PM ET leadership materiality 0.40 neutral item 5.02

  CEO and CFO employment agreements extended to December 31, 2025

  Stephen M. Bianchi (Chairman, President, CEO) term extended to Dec 31, 2025, with auto-renewal.

• March 14, 2022, 7:59 PM ET debt materiality 0.60 neutral item 1.01item 2.03item 3.03item 9.01

  Citizens Community Bancorp issues $35M subordinated notes at 4.75% fixed rate, Tier 2 capital treatment

  Issued $35M aggregate principal of 4.75% fixed-to-floating subordinated notes due 2032.

• January 31, 2022, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01item 8.01

  CZWI Q4 EPS $0.58 (+81% YoY), record annual earnings $21.3M; dividend raised 13% to $0.26

  Q4 2021 net income $6.1M ($0.58 diluted EPS) vs $3.6M ($0.32) YoY; FY21 net income $21.3M ($1.98) vs $12.7M ($1.14) – record annual earnings.

• January 31, 2022, 6:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  CZWI files 8-K for conference presentation; no specific results in provided text

  CEO Stephen Bianchi and CFO James Broucek to meet institutional investors at Janney Bank CEO Forum on Feb 2-3, 2022.

• January 31, 2022, 6:59 PM ET leadership materiality 0.30 neutral item 8.01item 9.01

  Citizens Community Bancorp appoints Nick Amundsen to CCFBank board

  Nick Amundsen appointed to CCFBank board effective January 27, 2022.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.32 · Most common event earnings

4 positive 5 negative 41 neutral

source · CZWI on sec.gov