CZWI Q3 EPS $0.24, vs $0.31 Q2 and $0.38 year ago; NIM expands, NPAs fall

Citizens Community Bancorp Inc.

2023-Q3 EPS reported $0.89

Net income $2.5M, diluted EPS $0.24; adjusted EPS (ex tax change) $0.36.
Net interest margin expanded to 2.76% (ex-purchase accretion) from 2.69% Q2.
Nonperforming assets fell to $15.5M from $17.4M Q2; negative provision of $0.3M.
Wisconsin tax law change caused $1.8M one-time charge; future effective tax rate ~21%.
Gross loans up $22.6M to $1.45B; deposits grew $8.6M to $1.47B.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Citizens Community Bancorp Inc. reported the quarter ended September 30, 2023 results: net income $2.5 million, EPS $0.24 per diluted share.

Period: the quarter ended September 30, 2023
Net income: $2.5 million
EPS: $0.24 per diluted share
Result: reported results

Exact text from the filing

On October 24, 2023, Citizens Community Bancorp, Inc. (the “Company”) issued a press release announcing our financial results for the three and nine months ended September 30, 2023

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Citizens Community Bancorp Inc. reported the nine months ended September 30, 2023 results: net income $9.4 million, EPS $0.89 per diluted share.

Period: the nine months ended September 30, 2023
Net income: $9.4 million
EPS: $0.89 per diluted share
Result: reported results

Exact text from the filing

On October 24, 2023, Citizens Community Bancorp, Inc. (the “Company”) issued a press release announcing our financial results for the three and nine months ended September 30, 2023

View on SEC.gov

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Citizens Community Bancorp Inc. filing history →

Source: SEC EDGAR

accession 0001367859-23-000135

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