earnings
confidence high
sentiment neutral
materiality 0.65
Citizens Community Bancorp Q3 EPS $0.37, up from $0.32 YoY; redeems $15M subdebt
Citizens Community Bancorp Inc.
2025-Q3 EPS reported
$1.02
- Q3 2025 net income $3.7M ($0.37 diluted) vs $3.3M ($0.33) Q2 2025 and $3.3M ($0.32) Q3 2024.
- Redeemed $15M of 6% subordinated debt on September 1, 2025.
- Loans decreased $22.6M to $1.323B; deposits increased $2.1M to $1.48B.
- Nonperforming assets rose $3.7M to $16.7M due to a $9M multifamily loan placed on nonaccrual.
- Tangible book value $15.71, up 7.3% YoY; repurchased ~136K shares at avg $14.93.