Employers Holdings Q3 net loss $8.3M, reserves strengthened $38.2M; announces $125M debt-funded buyback

Employers Holdings, Inc.

2025-Q3 EPS reported $1.42 revenue$688,200,000

Net loss $8.3M ($0.36/share); adjusted net loss $25.5M ($1.10/share).
Prior accident year loss reserves strengthened $38.2M, primarily from California cumulative trauma claims.
Loss & LAE ratio rose to 97.1% from 63.1%; GAAP combined ratio 129.7%.
Board approved $125M debt-funded recap plan, increasing share repurchase authorization to $250M.
Regular quarterly dividend $0.32/share, payable Nov 26 to holders of record Nov 12.

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