Tompkins Financial Q2 EPS $1.45, down 5.8% YoY; net income $20.9M, down 8.6%

TOMPKINS FINANCIAL CORP

2022-Q2 EPS reported $3.05 revenue$36,920,000

Diluted EPS $1.45 vs $1.54 in Q2 2021; net income $20.9M down from $22.8M.
Total loans $5.2B, up 7.8% annualized from Q1; net interest margin improved to 3.09% from 2.91% a year ago.
Total revenue up 4.8% YoY; provision for credit losses was expense of $856K vs credit of $3.1M in Q2 2021.
Board declared regular quarterly cash dividend of $0.57 per share, payable Aug 12, record Aug 2.

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