earnings
confidence high
sentiment positive
materiality 0.75
American Coastal Q3 net income $32.5M ($0.65 EPS); core EPS $0.61 beats est. $0.39
AMERICAN COASTAL INSURANCE Corp
2025-Q3 EPS reported
$1.61
revenue$249,064,000
- Net premiums earned $80.8M (+8.5% YoY); total revenue $90.4M (+10.1%).
- Combined ratio improved to 56.9% from 57.7%, below 65% target; core income $30.5M.
- Book value per share $6.71 (+24.7% YoY); tangible book value $5.41.
- Florida commercial property market softening; avg premiums down 13% in September.
- Launched new product for assisted & independent living facilities in Florida (property only).