Highest-materiality recent filing
All five Class B director nominees elected with large majorities; Alec L. Poitevint II received 34,034,347 votes for.
ACIC renews 2026/27 catastrophe reinsurance with $1.918B limit, 14.4% increase, cost down 11.1%
Purchased $1.918B occurrence-based limit aggregate, up $241.5M or 14.4% from prior year.
ACIC Q1 2026 core EPS $0.39 misses estimate; premiums down 24.5% YoY
Core income $19.3M ($0.39) vs $20.7M ($0.42) YoY; consensus $0.44.
Director Sherrill W. Hudson will not seek re-election at the 2026 annual meeting; no disagreement with the company.
ACIC Q4 core EPS $0.52 beats $0.41 estimate; combined ratio 58.6% vs 70.3%
Core income $25.8M ($0.52/diluted share) versus $6.0M ($0.12) a year ago; analyst consensus was $0.41.
American Coastal Insurance posts new investor presentation for analyst meetings
Presentation made available January 14, 2026 for investor and analyst meetings.
American Coastal renews catastrophe reinsurance with $95.6M AOP and $40M CAT Agg coverage
Renewed AOP CAT agreement effective Jan 1, 2026: $95.6M occurrence limit excess of $10M attachment point.
American Coastal declares special cash dividend of $0.75 per share
Special dividend of $0.75 per share of common stock declared by Board of Directors.
American Coastal Q3 net income $32.5M ($0.65 EPS); core EPS $0.61 beats est. $0.39
Net premiums earned $80.8M (+8.5% YoY); total revenue $90.4M (+10.1%).
ACIC Q2 net income $26.4M; core EPS $0.54 beats $0.38; combined ratio 60.6%
Core income $26.8M ($0.54 diluted) vs $19.6M ($0.40) YoY, beating analyst estimate of $0.38.
ACIC renews 2025/26 Core CAT program with $1.676B limit, 12.2% risk-adjusted cost decrease
Occurrence-based limit increased 3.9% to $1.676B; first event limit up 5.4% to $1.33B.
Class A directors elected: R. Daniel Peed, Gregory C. Branch, Michael R. Hogan, Kent G. Whittemore; each >88% support of votes cast.
American Coastal Q1 core EPS $0.42 vs $0.50 YoY; combined ratio 65%
Net premiums earned $68.3M, up 9.0% YoY; total revenue $72.2M, +8.4%.
American Coastal completes sale of Interboro Insurance to Forza for $26.4M
Sold 100% of Interboro Insurance Company to Forza Insurance Holdings on April 1, 2025.
American Coastal Insurance Files 8-K Furnishing Investor Presentation for Raymond James Conference
Company furnished investor presentation on March 3, 2025 for Raymond James Conference taking place March 2-5, 2025.
ACIC Q4 core EPS $0.12 misses estimates, hit by Hurricane Milton losses
Q4 core income $6.0M ($0.12 diluted) vs analyst estimate $0.16; down 66.7% YoY.
American Coastal Insurance appoints B. Bradford Martz as CEO; Peed becomes Executive Chairman
B. Bradford Martz, previously President and CFO, named CEO and President effective February 11, 2025.
ACIC renews AOP CAT reinsurance with lower costs and attachment point; adds CAT Agg
Renewed AOP CAT effective Jan 1, 2025: $90M limit excess of $10M attachment point (down $4M from $14M YoY).
American Coastal posts investor deck; presentation content not provided in excerpt
Filing on December 4, 2024 announces investor day presentation made available on company website.
American Coastal Q3 core EPS $0.54 vs est $0.15; book value $5.38; guides FY24 net income $75-80M
Q3 core income $26.9M ($0.54), +73.6% YoY, vs analyst estimate $0.15; combined ratio 57.7% vs 62.7%.
ACIC recasts 2023 financials to classify Interboro as discontinued operations
Interboro Insurance Company classified as discontinued operations due to pending sale to Forza Insurance Holdings, LLC.
ACIC Q2 core EPS $0.40 beats consensus $0.30; book value $4.63; guides FY net income $85M-$95M
Core EPS $0.40 vs analyst estimate $0.30; book value per share $4.63 vs est $4.58.
American Coastal renews catastrophe reinsurance; AmCoastal limit up 10%, cost down 8.5%
AmCoastal purchased $1.454B occurrence limit (+10% from $1.322B) covering Florida windstorms.
Stockholders approve 2020 Omnibus Incentive Plan and elect five Class B directors
Plan approved with 29.3M for, 295k against; authorizes 4,000,000 shares for equity awards.
ACIC to sell 100% of Interboro Insurance Company to Forza Insurance Holdings.
Core income (non-GAAP) $24.3M ($0.50), down 20.9% YoY from $30.7M ($0.70).
ACIC Q4 core income $0.39, up 225% YoY; combined ratio 66.6% vs 104.5%
Net income from continuing ops $17.1M ($0.37) vs $1.0M ($0.02) YoY; core income $17.7M ($0.39).
Simultaneous with Mr. Martz's promotion, R. Daniel Peed, age 62, will transition from his former role as Chief Executive Officer and Chairman of the Board of Directors to Executive Chairman of the Board of Directors.
Effective February 11, 2025, American Coastal Insurance Corporation's ("ACIC") Board of Directors appointed B. Bradford Martz, age 53, as Chief Executive Officer and President of ACIC.
Max materiality 0.85 · Median 0.65 · Most common event earnings