other material
confidence high
sentiment neutral
materiality 0.50
American Coastal renews catastrophe reinsurance with $95.6M AOP and $40M CAT Agg coverage
AMERICAN COASTAL INSURANCE Corp
- Renewed AOP CAT agreement effective Jan 1, 2026: $95.6M occurrence limit excess of $10M attachment point.
- AOP CAT cost ~$11.4M; retention $10M per occurrence net of quota share.
- Renewed CAT Agg agreement: $40M aggregate limit ($20M per occurrence cap) after $40M annual deductible.
- CAT Agg cost ~$4.9M; covers named windstorms, severe convective storms, winter storms for full year 2026.
- Reinsurance renewals apply to in-force, new and renewal business through AmCoastal.