Visa settles merchant antitrust litigation, agrees to lower credit interchange rates and cap them through 2030

VISA INC.

Settlement reduces credit interchange rates for U.S. merchants and caps those reduced rates for five years (through 2030).
Merchants gain new flexibility to steer customers to preferred payment methods and more surcharging options.
Visa will fund programs to educate small businesses on payment acceptance and cost management.
Agreement resolves claims in In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation; subject to court approval.
Settlement covers Visa and Mastercard; Mastercard is party to separate but coordinated agreement.

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