Bank of Marin Q4 adjusted: loan growth, NIM up 21bp; HTM repositioning done

Bank of Marin Bancorp

2025-FY EPS reported -$2.24

Newly funded loans $106.5M in Q4 (highest since Q4 2015); loans up 5.84% annualized.
Tax-equivalent NIM improved to 3.18% from 2.97% prior quarter; December NIM 3.27%.
Completed HTM repositioning: sold $593.2M (pre-tax loss $69.5M), redeployed at 4.26%.
Non-accrual loans fell to 1.51% (from 1.57%); classified loans dropped to 2.36% (from 2.95%).
Issued $45M subordinated debt at 6.75% to replenish capital; total RBC 16.13%.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.