Discover Card Trust portfolio: $25.76B receivables, 12.27M accounts, 1.27% delinquency as of Dec 2022

Discover Card Execution Note Trust

Total receivables $25.76B, total accounts 12.27M; average account balance $3,256, avg credit limit $13,694.
Top states by receivables: Texas 8.74%, California 7.30%, New York 6.31%, Florida 6.08%.
Delinquency: 30+ days $326.7M (1.27% of receivables); accounts delinquent 39,225 (0.32%).
FICO score: 67.8% of receivables from accounts with score 720+; 2.08% below 600.
Payment rates: minimum monthly 5.95%, full balance 26.36%; balance reduction avg 0.88%.

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