Discover Card Trust portfolio: $30.44B receivables, 1.59% delinquency rate as of Dec 31, 2023

Discover Card Execution Note Trust

Total receivables $30.44B from 13.38M accounts; average balance $3,438, average credit limit $13,892.
Delinquent receivables 1.59% ($483.5M); accounts delinquent 0.39% (51,510 accounts).
FICO scores: 68.87% of receivables from accounts with score 720+, 23.93% 660-719, 4.96% 600-659.
Payment rates: full balance payment rate 26.20%; minimum payment rate 6.23% for month ended Dec 31, 2023.
Geographic concentration: top 9 states (TX, CA, NY, FL, IL, PA, OH, NJ, GA) comprise ~50.99% of receivables.

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