First Guaranty Bancshares reports Q2 2026 net income of $3.4M, EPS $0.17

First Guaranty Bancshares, Inc.

Net income of $3.4M in Q2 2026 vs net loss of $7.3M in Q2 2025; EPS $0.17 vs ($0.61).
Total Risk-Based Capital Ratio exceeded 16% at June 30, 2026, up from 11.28% a year earlier.
A $14.0M non-accrual loan relationship paid off during the quarter, improving asset quality.
Net interest income stable at $22.3M; provision for credit losses fell to $2.6M from $16.6M.
Book value per common share $11.75, down from $15.21 a year ago due to prior losses.

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