Recent 8-K filings for FGBI

• May 22, 2026, 1:20 PM ET other material materiality 0.10 neutral item 5.07

  First Guaranty Bancshares shareholders elect all director nominees and approve proposals at annual meeting

  All 7 director nominees elected: Vanessa R. Drew, Betsy K. Hood, Bruce McAnally, Marshall T. Reynolds, Jack Rossi, Edgar R. Smith III, Robert W. Walker.

• May 7, 2026, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01 ◈ Earnings Releases

  First Guaranty Bancshares posts Q1 net income of $2.7M vs. loss of $6.2M YoY

  Net income $2.7M, EPS $0.14; compares to net loss of $6.2M, loss per share of $0.54 in Q1 2025.

• May 5, 2026, 7:59 PM ET other material materiality 0.40 neutral item 1.02 ◈ Material Agreements

  First Guaranty Bank buys back three properties from related party for $14.77M, terminates leases

  Purchased three properties from FGB Partners for $14.77M cash on April 29, 2026, terminating 15-year lease agreements.

• May 1, 2026, 7:59 PM ET dividend materiality 0.25 neutral item 8.01

  First Guaranty Bancshares declares $0.421875 per depositary share quarterly dividend on Series A Preferred Stock

  Quarterly dividend of $0.421875 per depositary share declared on Series A Preferred Stock.

• April 27, 2026, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  First Guaranty Bancshares reports Q1 net income of $2.7M vs loss of $6.2M a year ago

  Net income $2.7M vs $(6.2)M in Q1 2025; diluted EPS $0.14 vs $(0.54).

• April 22, 2026, 7:59 PM ET leadership materiality 0.10 neutral item 5.02

  First Guaranty Bancshares elects Betsy K. Hood to board of directors

  Ms. Hood elected to the Board of Directors on April 16, 2026.

• March 24, 2026, 7:59 PM ET debt materiality 0.55 neutral item 1.01item 9.01

  First Guaranty waives nine quarterly principal payments on $39.3M note, extends stock interest option through 2028

  Company waives principal payments of $1,007,812.50 per quarter on Promissory Note from March 2026 to March 2028 (9 quarters).

• March 17, 2026, 7:59 PM ET dividend materiality 0.15 neutral item 8.01

  First Guaranty Bancshares declares $0.01 quarterly common dividend, 131st consecutive quarterly dividend

  Quarterly dividend of $0.01 per share declared on common stock, payable March 31, 2026.

• March 10, 2026, 7:59 PM ET M&A materiality 0.70 positive item 7.01item 9.01

  First Guaranty Bancshares to sell Texas branches to Armstrong Bank for ~$270M deposits, $110M loans

  Sale of five Texas branches (four in Dallas-Fort Worth metroplex, one in Waco) to Armstrong Bank.

• February 20, 2026, 6:59 PM ET earnings materiality 0.90 negative item 2.02item 9.01

  FGBI reports FY2025 net loss of $56M ($4.17/sh); Q4 net income $2.5M

  Net loss of $56.0M for 2025 vs net income of $12.4M in 2024; diluted EPS loss of $4.17 vs $0.81.

• February 9, 2026, 6:59 PM ET dividend materiality 0.50 neutral item 8.01

  First Guaranty Bancshares declares $0.421875 quarterly dividend on Series A Preferred Stock

  Quarterly cash dividend of $16.875 per share of Series A Preferred Stock declared (equivalent to $0.421875 per depositary share).

• January 28, 2026, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  First Guaranty reports Q4 net income $2.5M; FY2025 net loss $56M on $43.4M charge-offs

  Q4 EPS $0.12 vs $0.03 YoY; FY2025 EPS ($4.17) vs $0.81; FY net loss $56.0M (FY2024 net income $12.4M).

• December 10, 2025, 6:59 PM ET dividend materiality 0.10 neutral item 8.01

  First Guaranty Bancshares declares $0.01 quarterly dividend, 130th consecutive

  Quarterly dividend of $0.01 per common share declared, payable Dec. 31, 2025 to holders of record Dec. 26, 2025.

• December 4, 2025, 6:59 PM ET leadership materiality 0.35 positive item 7.01item 9.01

  First Guaranty Bancshares appoints Evan Singer as Chief Lending Officer

  Evan Singer appointed Chief Lending Officer of First Guaranty Bank, effective December 4, 2025.

• November 14, 2025, 6:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  First Guaranty Bancshares posts Q3 net loss of $45.0M on $47.9M credit provision

  EPS loss of $3.01 vs. income of $0.11 in Q3 2024; net loss $45.0M vs. income $1.9M.

• November 5, 2025, 6:59 PM ET dividend materiality 0.10 neutral item 8.01

  First Guaranty declares $0.421875 quarterly dividend on Series A Preferred Depositary Shares

  Quarterly cash dividend of $16.875 per share on Series A Preferred Stock, or $0.421875 per Depositary Share.

• October 31, 2025, 7:59 PM ET earnings materiality 0.95 negative item 2.02item 9.01

  First Guaranty Bancshares Q3 2025 net loss $45M on $47.9M credit provision and $12.9M goodwill impairment

  Net loss of $45.0M vs. net income of $1.9M in Q3 2024; EPS loss of $(3.01) vs. $0.11.

• August 25, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  FGBI reports Q2 2025 net loss of $7.3M vs $7.2M net income in Q2 2024

  EPS of $(0.61) per common share, down from $0.53 in Q2 2024; six-month EPS $(1.15) vs $0.67.

• August 25, 2025, 7:59 PM ET dividend materiality 0.15 neutral item 8.01

  First Guaranty Bancshares declares $0.01 quarterly dividend; 129th consecutive

  Board declared $0.01 per share quarterly cash dividend, payable September 30, 2025.

• August 18, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  First Guaranty revises Q2 net loss to $7.3M; ups credit provision to $16.6M

  Net loss of $7.3M vs. previously reported $5.8M; EPS loss of $0.61 vs. $0.50.

• August 1, 2025, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  FGBI posts $5.8M Q2 net loss; provision for credit losses surges to $14.7M

  Net loss of $5.8M ($0.50 per share) vs net income of $7.2M ($0.53) in Q2 2024.

• July 21, 2025, 7:59 PM ET dividend materiality 0.20 neutral item 8.01

  First Guaranty Bancshares declares Q3 preferred stock dividend of $0.421875 per depositary share

  Quarterly distribution of $0.421875 per depositary share on Series A Preferred Stock declared.

• July 15, 2025, 7:59 PM ET other materiality 0.45 neutral item 3.02

  First Guaranty Bancshares corrects share count; issued 2.23M shares including 161.8K at $8.10

  Aggregate common shares issued on June 30, 2025 corrected to 2,231,748 from 2,201,448.

• July 7, 2025, 7:59 PM ET other material materiality 0.65 neutral item 3.02item 9.01

  First Guaranty Bancshares issues 2.2M common shares in debt-for-equity swap and private placement

  Issued 1,981,506 shares to director Edgar Ray Smith III in exchange for $15M subordinated note due 2032.

• June 18, 2025, 7:59 PM ET other materiality 0.40 neutral item 4.01item 9.01 ◈ Auditor Changes ×2

  First Guaranty Bancshares replaces auditor GDHL with EisnerAmper

  Audit firm Griffith Delaney Hillman & Lett resigned on June 13, 2025; Audit Committee accepted.

• June 18, 2025, 7:59 PM ET other material materiality 0.75 positive item 1.01item 9.01

  First Guaranty Bancshares to exchange $15M subordinated note for 1.98M common shares

  Exchange of $15M subordinated note (due 2032) held by director Edgar Ray Smith III for 1,981,506 newly issued common shares.

• June 9, 2025, 7:59 PM ET debt materiality 0.65 neutral item 1.01item 9.01

  First Guaranty Bancshares defers principal payments, allows stock interest payments for four quarters

  Waived $1,007,812.50 quarterly principal payments on Promissory Note for June 2025 through March 2026.

• May 20, 2025, 7:59 PM ET other materiality 0.15 neutral item 5.07

  First Guaranty Bancshares shareholders elect all director nominees and approve proposals at annual meeting

  All seven director nominees elected: Drew, Hood, McAnally, Reynolds, Rossi, Smith, Walker.

• May 20, 2025, 7:59 PM ET dividend materiality 0.20 neutral item 8.01

  First Guaranty Bancshares declares $0.01 quarterly dividend; 128th consecutive payout

  Dividend of $0.01 per common share declared; payable June 30, 2025 to holders of record June 23, 2025.

• May 12, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  First Guaranty Bancshares reports Q1 net loss of $6.7M; credit provision surges, dividend slashed

  Net loss to common shareholders of $6.7M ($0.54 per share) vs. $1.7M profit ($0.14) in Q1 2024.

• April 29, 2025, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  Q1 net loss $6.2M; CRE loan sale $70M; nonaccrual loans surge to $133M; dividend cut to $0.01

  Net loss of $6.2M vs net income of $2.3M YoY; diluted EPS $(0.54) vs $0.14.

• April 21, 2025, 7:59 PM ET dividend materiality 0.30 neutral item 8.01

  FGBI declares $0.421875 per depositary share quarterly dividend on Series A Preferred, payable June 2, 2025

  Quarterly distribution of $0.421875 per Depositary Share (1/40th of Series A Preferred).

• March 27, 2025, 7:59 PM ET leadership materiality 0.30 neutral item 5.02 ◈ executive_change

  First Guaranty Bancshares elects Robert W. Walker to board of directors

  Robert W. Walker elected to board of First Guaranty Bancshares and First Guaranty Bank on March 20, 2025.

• March 17, 2025, 7:59 PM ET dividend materiality 0.25 neutral item 8.01

  First Guaranty Bancshares declares $0.01 quarterly dividend, 127th consecutive

  Quarterly cash dividend of $0.01 per share declared on common stock.

• February 5, 2025, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  First Guaranty Bancshares Q4 EPS drops 50% YoY; common dividend cut to $0.01

  Q4 net income $1.01M ($0.03 common EPS) vs $1.30M ($0.06) a year ago; full year $12.45M ($0.81) vs $9.22M ($0.62).

• February 5, 2025, 6:59 PM ET other material materiality 0.15 neutral item 7.01item 9.01

  First Guaranty Bancshares releases Q4 2024 investor presentation

  Investor presentation based on December 31, 2024 financial data released.

• January 30, 2025, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  FGBI Q4 net income down 22.5% YoY; nonaccrual loans surge to $108.5M

  Q4 net income $1.0M ($0.03 EPS) vs $1.3M ($0.06 EPS) in Q4 2023.

• January 21, 2025, 6:59 PM ET dividend materiality 0.20 neutral item 8.01

  First Guaranty declares Q1 2025 preferred dividend of $0.421875 per Depositary Share

  Quarterly distribution of $0.421875 per Depositary Share (FGBIP) declared.

• December 26, 2024, 6:59 PM ET leadership materiality 0.20 neutral item 5.02

  First Guaranty Bancshares elects Bruce McAnally to Board of Directors

  Bruce McAnally elected to the Board on December 19, 2024; no committee assignments yet.

• December 17, 2024, 6:59 PM ET dividend materiality 0.35 positive item 8.01

  First Guaranty Bancshares declares $0.01 quarterly common dividend; 126th consecutive quarter

  Quarterly cash dividend of $0.01 per common share declared by Board on Dec 16, 2024.

• November 8, 2024, 6:59 PM ET other materiality 0.30 neutral item 7.01item 9.01

  First Guaranty Bancshares provides Q3 2024 investor presentation

  Investor presentation based on September 30, 2024 financial data furnished as Exhibit 99.1.

• October 30, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  First Guaranty Bancshares Q3 net income up 8.7% to $1.9M; provision and nonaccruals surge

  Q3 EPS $0.11 vs $0.10 YoY; net income $1.9M vs $1.8M. Nine-month EPS $0.78 vs $0.56, net income +44.5% to $11.4M.

• October 30, 2024, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  First Guaranty Bancshares Q3 net income $1.93M, EPS $0.11; dividend cut to $0.08

  Q3 2024 net income $1.927M ($0.11 per common share) vs $1.772M ($0.10) a year ago.

• October 21, 2024, 7:59 PM ET dividend materiality 0.10 neutral item 8.01

  First Guaranty Bancshares declares Series A preferred dividend of $0.421875 per depositary share

  Quarterly distribution of $0.421875 per depositary share, payable Dec 2, 2024.

• September 30, 2024, 7:59 PM ET dividend materiality 0.75 negative item 8.01item 9.01

  First Guaranty cuts Q3 dividend to $0.08 from $0.16; cites strategy shift for capital accretion

  Dividend cut from $0.16 to $0.08 per share for Q3 2024; expected to add $1.0M in capital accretion.

• August 19, 2024, 7:59 PM ET dividend materiality 0.30 neutral item 8.01

  First Guaranty Bancshares declares $0.08 quarterly dividend, payable Sept 30 2024

  Cash dividend of $0.08 per common share declared.

• August 9, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Guaranty Bancshares Q2 net income $7.2M, EPS $0.53 vs $0.19 YoY; gain on asset sale boosts results

  Q2 2024 net income $7.2M ($0.53 EPS) vs $2.7M ($0.19 EPS) in Q2 2023; YTD net income $9.5M.

• July 23, 2024, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 7.01item 9.01

  First Guaranty cuts dividend to $0.08, reports $36.9M nonaccrual loan, 15% staff reduction

  Net income $7.2M vs $2.7M YoY (EPS $0.53) boosted by $13.2M pre-tax gain from branch sale-leaseback.

• July 22, 2024, 7:59 PM ET dividend materiality 0.25 neutral item 8.01

  First Guaranty Bancshares declares $0.421875 quarterly dividend on depositary shares

  Board declared $16.875 per share dividend on Series A Preferred Stock.

• July 1, 2024, 7:59 PM ET other material materiality 0.70 neutral item 1.01item 9.01

  First Guaranty Bancshares sells three bank branches for $15M in sale-leaseback with related parties

  Sold three Louisiana properties to FGB Partners (owned by three directors/Chairman) for $15M cash.

Executive changes

Materiality & sentiment trend

Max materiality 0.95 · Median 0.47 · Most common event earnings

6 positive 15 negative 29 neutral

source · FGBI on sec.gov