PCB Bancorp Q2 net income $10.4M ($0.73 EPS), loans up 2% QoQ, declares $0.22 dividend

PCB BANCORP

Q2 2026 net income available to common shareholders $10.4M ($0.73 diluted EPS), up 16% YoY from $9.0M ($0.62).
Net interest income $27.5M (+5.8% YoY); net interest margin 3.33% (flat YoY).
Provision for credit losses $926K vs $1.8M in Q2 2025; ACL ratio 1.18%.
Loans held-for-investment $2.93B (+2.0% QoQ, +4.9% YoY); total deposits $2.92B (+1.2% QoQ).
Declared quarterly cash dividend of $0.22 per share, payable Aug 14, 2026 to holders of record Aug 7.

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