earnings
confidence high
sentiment neutral
materiality 0.75
Home Bancorp Q1 net income $11.0M ($1.37 EPS) vs $9.7M Q4; NIM expands to 3.91%; new share buyback approved
HOME BANCORP, INC.
2025-Q1 EPS reported
$1.37
- Net income $11.0M, diluted EPS $1.37, up from $9.7M, $1.21 in Q4 2024.
- Loans grew $29.1M (1.1%) to $2.7B; deposits up $46.5M (1.7%) to $2.8B.
- Net interest margin expanded 9 bps to 3.91%; net interest income $31.7M.
- Nonperforming assets rose to $21.5M (0.62% of assets) from $15.6M, due to two loan relationships.
- Board declared $0.27/share dividend (payable 5/16) and authorized new repurchase of up to 400,000 shares (~5%).