Peoples Financial Q3 net income $1.1M vs loss $4.3M a year ago; EPS $0.23

PEOPLES FINANCIAL CORP /MS/

Net income $1.107M ($0.23/share) for Q3 2021 vs net loss $4.262M ($0.87 loss) in Q3 2020.
First nine months net income $6.226M ($1.28/share) vs net loss $3.416M ($0.70 loss) in prior year.
Improvement driven by reduction in provision for loan losses: $173K reduction in Q3 vs $4.55M provision in 2020.
Non-interest expense increased $1.125M due to lawsuit settlement in 2021.
Primary capital ratio 13.38% at Sep 30, 2021; book value $19.77/share; total assets $825M.

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