Consumers Bancorp Q2 FY2022 net income rises 26% to $3.2M; EPS $1.04

CONSUMERS BANCORP INC /OH/

2022-Q2 EPS reported $1.92

Net income $3.2M ($1.04 per share) for Q2 ended Dec 31, 2021, up 26.1% YoY from $2.5M ($0.83).
Six-month net income $5.8M ($1.92 per share) vs $4.9M ($1.63) in prior year.
Total loans grew $56.6M (10% annualized) to $623.0M; non-performing loans fell to 0.14% of total.
Deposits increased $121.4M, including $104.5M from CFBank branch acquisition completed July 16, 2021.
Net interest margin 3.77% for Q2 vs 3.87% a year ago; cost of funds improved to 0.21% from 0.46%.

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