Oak Valley Bancorp Q2 net income $4.26M ($0.52 EPS); NIM 2.98%; declares $0.15 dividend

Oak Valley Bancorp

2022-Q2 EPS reported $0.81

Q2 net income $4,258,000 ($0.52 EPS) vs $2,369,000 ($0.29) prior quarter and $3,960,000 ($0.48) year-ago.
Net interest margin expanded to 2.98% in Q2 from 2.51% prior quarter, driven by loan/investment growth and higher yields.
Total assets $1.99B, gross loans $907.6M (+$48.9M QoQ), deposits $1.85B (+$53.2M QoQ).
No provision for loan losses recorded; non-performing assets remained at zero during Q2.
Board declared $0.15 per share cash dividend, payable Aug 12, 2022 to holders of record Aug 1.

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