Security Federal Q2 net income rises to $2.1M, or $0.66 per share

SECURITY FEDERAL CORP

Q2 net income available to common shareholders $2.1M ($0.66 per share), up from $1.8M ($0.55) a year ago.
Net interest income grew 11.6% YoY to $10.2M, driven by higher market rates and earning asset growth.
Total assets reached $1.5B, up 4.8% YoY; net loans grew $32.7M in H1 to $655.2M.
Non-performing assets were $7.1M (0.46% of assets); allowance for credit losses at 1.95% of gross loans.
Year-to-date net income fell to $3.9M ($1.20 per share) from $4.5M ($1.37) due to higher provision and expenses.

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