Finward Bancorp Q3 net income $0.14/diluted share; nine-month EPS $2.35 vs $1.60 prior year

Finward Bancorp

2024-Q3 EPS reported $2.35

Net income Q3 2024 $606K ($0.14/diluted) vs Q3 2023 $2.2M ($0.51); up from Q2 2024 $143K ($0.03).
Nine-month net income $10.0M ($2.35/diluted) vs $6.9M ($1.60) in prior year.
Net interest margin (GAAP) stable at 2.53% for Q3; tax-adjusted 2.67% same as prior quarter.
Non-performing loans rose to $13.8M (0.92% of loans) from $11.4M (0.75%) at June 30, 2024.
Fully exited Bank Term Funding Program by repaying $60M; tangible book value per share $31.28, up from $28.67.

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