Mifflinburg Bancorp Q4 net income falls 28.6% to $421K; full year up 7.9%

STEELE BANCORP INC

Q4 GAAP net income $421K vs $590K (down 28.6%); EPS $0.23 vs $0.32.
Full year 2024 net income $4.481M vs $4.153M (up 7.9%); EPS $2.41 vs $2.24.
Net interest income Q4 $4.5M (+20.7% YoY); full year $16.7M (+15.3% YoY).
Non-interest expense Q4 $4.0M (+27.6%) due to $807K one-time merger and audit costs.
Total assets $596.7M (+6.4%); net loans +12.5%; dividends $1.45/share paid in 2024.

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