Skyline Bankshares Q4 net income $2.5M ($0.45), NIM expands to 4.10%

Skyline Bankshares, Inc.

Adjusted Q4 EPS $0.58 excl. $923K merger costs; net income $2.5M vs $2.2M in Q4 2023.
Net interest margin 4.10% vs 3.69% YoY; core loan growth $31.4M (13.13% annualized).
Total assets $1.22B (+16.42% YoY), loans $976.4M net (+20.4%), deposits $1.09B (+17.6%).
Nonperforming loans / total loans 0.26%; allowance for credit losses 0.82% of loans.
Year net income $7.4M ($1.34) vs $9.7M ($1.74) in 2023; JCB acquisition closing costs $2.4M.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.