Palomar raises FY2025 adj net income guidance to $195-205M; secures $455M incremental EQ limit

Palomar Holdings, Inc.

Full-year 2025 adjusted net income guidance raised to $195-205M from $186-200M.
Procured ~$455M incremental earthquake limit; total coverage now $3.53B for EQ, $100M for hurricane.
Hurricane per-occurrence retention reduced to $11M from $15.5M; earthquake retention unchanged at $20M.
$525M Torrey Pines Re catastrophe bond issued (sixth ILS transaction), upsized from $425M target.
First standalone XOL treaty for Laulima Exchange Hawaii hurricane policies, up to $735M coverage.

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