earnings
confidence high
sentiment positive
materiality 0.75
MainStreet Bancshares Q2 2025 net income $4.6M, EPS $0.53, NIM 3.75% up 45bps
MainStreet Bancshares, Inc.
2025-Q2 EPS reported
$0.78
revenue$69,254,000
- Net income $4.6M, up $2.1M from prior quarter; diluted EPS $0.53.
- Net interest margin expanded 45bps to 3.75%; net interest income $19.3M (up $2.8M).
- Loan-to-deposit ratio 99%; asset quality and capital described as strong.
- Share repurchase plan has $3.1M remaining capacity.