First Northwest Bancorp reports Q2 net income $3.7M vs prior Q loss $9.0M; no dividend declared

First Northwest Bancorp

2025-Q2 EPS reported -$0.61

Net income of $3.7M ($0.42 EPS) vs net loss of $9.0M ($1.03 loss/share) in Q1 2025 and net loss of $2.2M ($0.25 loss/share) in Q2 2024.
Net interest margin expanded to 2.83% from 2.76% in preceding quarter; efficiency ratio improved to 78.0% from 113.5%.
Recorded a $296K recapture of provision for credit losses on loans; prior Q had $7.8M provision, Q2 2024 had $8.7M provision.
Board elected not to declare a quarterly dividend as part of prudent capital management; prior quarter also had no dividend.
Company continues to dispute allegations in legal proceedings disclosed in June 13, 2025 8-K and intends to vigorously defend.

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