earnings
confidence high
sentiment positive
materiality 0.75
First National reports record Q2 2025 net income $5.05M, EPS $0.56
FIRST NATIONAL CORP /VA/
2025-Q2 EPS
reported $0.74
vs consensus $0.50
▲ beat
(+46.6%)
- Net income $5.05M ($0.56 per share); adjusted EPS $0.57; EPS up 44% YoY.
- Net interest margin (FTE) 3.95%, up 16.2% from 3.40% a year ago.
- Efficiency ratio improved to 65.11% from 70.64% in prior year.
- Loans held for investment $1.428B (+46.1% YoY); total deposits $1.803B (+42.5% YoY).
- Tangible book value per share $17.40; dividend maintained at $0.155/share.
item 2.02item 9.01