Security Federal Q2 net income up 12% YoY to $0.75/sh; no credit provision

SECURITY FEDERAL CORP

Net income available to common shareholders of $2.4M ($0.75/sh) for Q2 2025, vs $2.1M ($0.66/sh) in Q2 2024.
Net interest income rose 11.1% to $11.3M; non-interest income up 5.7% to $2.6M.
No provision for credit losses recorded in Q2 2025 vs $175k in Q2 2024; non-performing assets fell to 0.37% of assets.
Deposits increased 4.5% to $1.38B; borrowings reduced 57.4% to $39.6M from year-end 2024.
Common equity book value per share rose to $34.02 from $31.21 at Dec 2024.

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