Cathay General Bancorp Q3 net income $77.7M ($1.13 EPS), NIM expands to 3.31%

CATHAY GENERAL BANCORP

2025-Q3 EPS reported $3.21 revenue$39,940,000

Net income of $77.7M, up 0.3% QoQ from $77.5M; diluted EPS $1.13 vs $1.10 in Q2 2025.
Net interest margin increased to 3.31% from 3.27%; net interest income rose 4.6% to $189.6M.
Provision for credit losses $28.7M, including $9.1M for two movie theatre loans and $3.8M from CECL model change.
Total loans grew 1.6% to $20.10B; deposits up 2.6% to $20.52B; repurchased 1.07M shares for $50.1M.

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