ECB Bancorp Q3 net income doubles to $2.4M; EPS $0.29 vs $0.14

ECB Bancorp, Inc. /MD/

2025-Q3 EPS reported $0.62

Net income $2.4M ($0.29 diluted EPS) vs $1.1M ($0.14) in Q3 2024, up 115.3%.
Net interest margin expanded 34 bps to 2.19% from 1.85% year-over-year.
Total loans grew 14.9% to $1.32B; total assets $1.55B, up 9.5% from Dec 2024.
Non-performing assets fell to 0.07% of total assets, down from 0.14%.
Book value per share increased $0.68 to $19.18; stock buybacks continue.

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