Security Federal Q3 net income up 61% to $3.2M ($1.01 EPS) YoY

SECURITY FEDERAL CORP

Net income available to common shareholders $3.2M vs $2.0M YoY; EPS $1.01 vs $0.62.
Net interest income rose 16% to $12.1M; provision for credit losses reversed $200K.
Non-performing assets fell to $5.7M from $7.6M at Dec 31, 2024; credit quality improved.
Deposits increased 8.6% YoY to $1.37B; borrowings down 58% after repaying Fed borrowings.
Common equity book value per share rose to $35.80 from $31.97 a year ago.

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