earnings
confidence high
sentiment positive
materiality 0.60
MainStreet Bancshares Q1 net income $4.1M ($0.48 EPS); margin expands 9 bps to 3.47%
MainStreet Bancshares, Inc.
2026-Q1 EPS reported
$0.48
revenue$573,000
- Net income $4.1M, diluted EPS $0.48; net interest margin expanded 9 bps to 3.47%.
- Executed buyback of 273,448 shares; book value per common share $25.63.
- Total deposits grew to $1.9B; core funding $1.4B; loan-to-deposit ratio 98%.
- Nonperforming assets 2.47% of total assets; loans 30-89 days past due and accruing 0.95%.
- Company remains strongly capitalized; net loans $1.85B, up from prior quarter.