earnings
confidence high
sentiment positive
materiality 0.70
ECB Bancorp Q1 2026 net income $3.1M ($0.38 EPS) vs $2.6M prior quarter
ECB Bancorp, Inc. /MD/
2026-Q1 EPS reported
$0.38
revenue$155,000
- Net income $3.1M, diluted EPS $0.38; prior quarter $2.6M, $0.31.
- Net interest margin expanded 17 bps to 2.49% from 2.32%.
- Total assets $1.65B (+2.8% QoQ); loans $1.40B (+1.4%), deposits $1.20B (+5.9%).
- No net charge-offs in Q1; non-performing assets 0.07% of assets.
- CEO cites disciplined loan growth and plans new Medford branch.