SR Bancorp reports Q4 net income $940K, down 57%; full year $3.4M

SR Bancorp, Inc.

Net income Q4 $940K ($0.13/sh) vs $2.2M ($0.28/sh) YoY; full year $3.4M ($0.45/sh) vs $5.1M.
Adjusted net income Q4 $867K vs $412K; full year $2.8M vs $1.6M (excl fair value accretion and life insurance proceeds).
Total assets $1.19B (+9.7%), net loans $901.2M (+13.0%), deposits $926.4M (+9.5%).
No non-performing loans; allowance for credit losses 0.65% of loans.
Repurchased 978,778 shares for $16.0M during fiscal year; equity decreased $12M to $181.8M.

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