Consumers Bancorp Q1 FY2027 net income $3.0M, up 15.3% YoY; EPS $0.96 vs $0.84

CONSUMERS BANCORP INC /OH/

Net income $3.0M (+15.3% YoY from $2.6M); EPS $0.96 vs $0.84 a year ago and $0.94 in the prior quarter ended June 30, 2026.
Net interest income $10.8M, up 12.9% YoY; net interest margin 3.52% vs 3.37% a year earlier; asset yield 5.25% and cost of funds 2.30%.
Loans grew $30.8M (13.2% annualized); deposits up $24.7M (8.8% annualized); new loans and commitments $117.1M, up 33.6% YoY.
Nonperforming loans 0.06% of total loans ($601K); annualized net charge-offs 0.01%; ACL 1.00% of loans; provision $425K vs $285K a year ago.
Other expenses rose 9.5% ($727K) on salaries, occupancy and software for branch growth; Jackson Township branch relocates Jan 2027, Boardman opens Q3 FY2027.

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