Fidelity D & D Bancorp Q3 2026 net income rises 21% to $8.9M, EPS $1.53; NIM expands to 3.30%

FIDELITY D & D BANCORP INC

Net income $8.9M, or $1.53 per diluted share, vs $7.3M/$1.27 in Q3 2025; nine-month net income $24.2M, or $4.16 EPS, up 20% YoY.
Net interest income rose $3.4M (18%) YoY; FTE net interest margin expanded 35 bps to 3.30% as the rate paid on interest-bearing deposits fell 29 bps.
Total assets hit $3.0B, up $280.3M from Dec. 31, 2025; loans grew $261.7M, deposits $142.9M, and short-term borrowings rose $132.7M.
Non-interest income +20% to $6.1M on $0.4M higher wealth management revenue and a $0.3M property sale gain; non-interest expense +10% to $16.1M.
Non-performing assets $2.6M (0.08% of assets), net charge-offs 0.01%; CEO Daniel Santaniello cited record earnings and the new Scranton corporate center.

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