earnings
confidence high
sentiment positive
materiality 0.75
Coastal Financial Q3 2025 EPS $0.88, net income $13.6M; loans up 4.6% QoQ
COASTAL FINANCIAL CORP
2025-Q3 EPS reported
$2.24
- Diluted EPS $0.88, net income $13.6M up 23.2% from prior quarter.
- Total revenue $144.7M up 21.1% QoQ; core net revenue $52.9M up 1.3%.
- Loans receivable $3.70B up $163.5M (4.6%); deposits $3.97B up $59.0M (1.5%).
- Sold $1.62B in loans in Q3, $1.37B recurring credit card; CCBX debit cards 7.1M (up from 6.3M).
- Robinhood deposit program in testing, expected to ramp in Q4 2025; BaaS fee income +46.5% YoY.