Live Oak Bancshares Q2 net income $23.4M ($0.51 EPS); record loan originations $1.53B

Live Oak Bancshares, Inc.

2025-Q2 EPS reported $0.72

Net income $23.4M, $0.51 diluted EPS vs $0.21 in Q1 and $0.59 in Q2 2024.
Record quarterly loan/lease production of $1.53B, up 9.3% QoQ; total loans $11.36B.
Net interest margin expanded 8 bps to 3.28%; revenue $143.7M, up 14.0% QoQ.
Provision for credit losses $23.3M, down $5.7M from Q1; total assets $13.83B.

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