Live Oak Bancshares Q2 2026 EPS $0.74, revenue $156.1M, up 11.8% YoY

Live Oak Bancshares, Inc.

Net income $34.7M ($0.74 diluted EPS) vs $0.51 in Q2 2025, up 48.1%.
Revenue $156.1M, up 7.3% QoQ and 11.8% YoY; NIM 3.33% (+6 bps QoQ).
Loan production $1.55B; total loans $13.14B (+15.6% YoY); deposits $14.55B (+15.5% YoY).
Noninterest expense down 0.9% QoQ; pre-provision net revenue up 19.0% QoQ.
Provision for credit losses $25.8M, up $5.7M QoQ; effective tax rate 19.9%.

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