earnings
confidence high
sentiment positive
materiality 0.80
Customers Bancorp Q3 net income $73.7M ($2.20 EPS); NIM 3.46%, CET1 13.0% after $163M equity raise
Customers Bancorp, Inc.
2025-Q3 EPS reported
$4.24
- Q3 2025 net income available to common $73.7M, diluted EPS $2.20; core earnings $73.5M, core EPS $2.20.
- Net interest margin (tax-equivalent) 3.46%, up 19bp QoQ from 3.27%.
- CET1 ratio 13.0% (vs 12.1% prior quarter) after $163M common equity raise in September.
- Tangible book value per share $59.72, up 6.2% QoQ; deposits grew $1.4B to $20.4B, deposit cost down 8bp to 2.77%.
- Provision for credit losses $27M ($21M prior Q); NPA ratio 0.25%, reserve coverage 534% of NPLs.