Capitol Federal reports Q2 FY2022 net income $21.6M ($0.16 EPS); net interest margin 1.69%

Capitol Federal Financial, Inc.

2022-Q2 EPS reported $0.32

Net income $21.6M vs $22.2M prior quarter; EPS $0.16 flat.
Net interest margin 1.69% (2.01% ex-leverage); leverage strategy contributed $545k net income.
Negative provision for credit losses $3.2M; quarterly cash dividend $0.085/share declared.
Six-month net income $43.8M ($0.32 EPS) vs $39.3M ($0.29 EPS) prior year.
Efficiency ratio 53.24% vs 52.22% prior quarter; total assets $9.53B.

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