Capitol Federal reports Q4 net income $12.1M ($0.09/sh), FY net income $38.0M

Capitol Federal Financial, Inc.

2024-FY EPS reported $0.29 revenue$15,300,000

Q4 net income $12.1M (diluted EPS $0.09) vs $9.6M in prior quarter; net interest margin 1.80%.
Fiscal year 2024 net income $38.0M (diluted EPS $0.29) vs net loss of $101.7M in FY2023.
Declared $0.085/share quarterly dividend payable Nov 15, 2024 to holders of record Nov 1, 2024.
Provision for credit losses: release of $637K in Q4 vs expense of $1.5M in prior quarter.
Efficiency ratio improved to 59.29% from 62.07% sequentially.

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